Where Experience, Relationships & Strategic Capital Converge.
A strategic partner backed by the legal, tax, and advisory relationships we've assembled, focused on helping clients preserve and grow their wealth. We call it tax alpha: the added return that comes from keeping more of what you earn.
Formerly Senior Minds Advisory
Three careers. One shared foundation.
TriCoastal Partners was formed through the collaboration of three professionals who have spent their careers building successful businesses, financial relationships, and strategic partnerships across complementary industries.
We know the right people, understand how to bring them together, and help clients explore opportunities they and their advisors may not have considered.
- Financial services
- Capital investment
- Business ownership
- Employee benefits
- Entrepreneurship
- Business development
- Capital deployment
- Mergers & acquisitions
Multiple strategies. One strategic partner.
We don't lead with a product. We start with your situation, then identify which strategies may fit.
Capital gains strategies
For business owners, investors, and families facing a significant sale or liquidity event.
Income tax mitigation
For high earners and closely held businesses looking to keep more of what they earn each year.
Employee benefits solutions
For employers who want more value from their benefits for the company and its people.
A strategic partner, not a single product.
Our value is in the relationships we've built and knowing when to bring them in.
We listen first
Every relationship starts with your goals and circumstances, not a product.
We bring the right people together
Attorneys, tax specialists, and advisors from our network, matched to your situation.
We identify the opportunities
Together, we evaluate which strategies may help you preserve and maximize your wealth.
Our value comes from connecting the right relationships, expertise, and strategies at the right time.
The wealth you keep is the wealth that compounds.
Tax alpha is the return created not by earning more, but by keeping more. We work alongside legal and tax strategy partners with a long record of helping clients preserve and maximize what they've built.
- In strategies implemented
- $20B+
- Clients served
- 3,000+
- Years of experience
- 30+
- Unfavorable audits
- 0
Figures reflect the experience of TriCoastal's strategy partners. TriCoastal Partners does not provide tax or legal advice. Strategies are evaluated with qualified, independent professionals, and results depend on individual circumstances.
Built for those with significant wealth at stake.
Owners, investors, and the professionals who advise them.
- Business owners
- Real estate investors
- Venture capital
- Private equity
- RIAs & financial advisors
- Family offices
- Employers
- Professional partners
The right partners, at the same table.
TriCoastal works hand in hand with a dedicated group of partner firms. Our partners bring deep specialization, and we bring them together around each client’s situation, so the right perspective is in the room at the right time.
Legal & fiduciary partners
Our partner attorneys and fiduciary professionals help ensure every opportunity is properly evaluated.
Tax & accounting partners
Our partner tax specialists help clients understand their options and plan with confidence.
Investment & strategy partners
Our partner investment and business strategists stay focused on long-term objectives.
Guided by experienced leadership. Backed by a deep bench of specialists.
TriCoastal's partners set the direction for every client relationship and bring in the right professionals from across the firm's network at each stage.
- Partner
Ray Spoljaric
Strategic Growth, Capital Strategy & Venture Leadership
As a Partner at TriCoastal since 2023, Ray helps identify, develop, and implement TriCoastal’s business opportunities and strategic partnerships, drawing on his experience in capital raising, deal structuring, and guiding founders and business owners through major transactions.
- Partner
Billy Gould
Business Leadership & Strategic Partnerships
Following BGA’s acquisition by Warner Pacific in 2025, Billy joined Ted Duff and Ray Spoljaric in establishing TriCoastal Partners. His focus is on identifying opportunities, cultivating partnerships, and connecting clients and professional advisors with experienced specialists and innovative strategies tailored to their objectives.
- Partner
Ted Duff
Strategic Development & Relationship Management
Drives strategic development, manages key relationships, and identifies sophisticated business opportunities.
Supported by professionals across
- Legal & fiduciary
- Tax & accounting
- Investment management
- Business strategy
Your next opportunity begins with a conversation.
Every situation is different. Schedule a conversation, and we'll look at your circumstances together to identify which strategies may be right for you.